We Believe That One of the Most Important Factors of Health Insurance is Peace of Mind

A Better Business Bureau Company

Michael Dunbar Insurance Inc BBB Business Review

20 Years of Qualified Experience

Michael Dunbar specializes in helping individuals, families & business owners with health insurance, life insurance, Medicare plans, and disability income benefits. Our team was founded in 1999 and specializes in both ACA qualified major medical health insurance plans as well as the lower-cost alternatives to “Obamacare”.  We utilize innovative strategies to help our clients access health insurance YEAR-ROUND and qualify for lower premiums. 

Our mission to educate our clients in a sincere and straightforward manner so they can enhance their protection, savings, and peace of mind.  We are proven specialists in these areas and are available to aid those in need of professional guidance. Our goal is to save our clients money, so we do not charge a broker or consultation fee!

“Choosing a health insurance plan can feel like throwing darts at a dart board with a blindfold on. I can help you see what you are aiming for, and make sure you hit the bullseye.”

  • – Michael Dunbar

Learn more about your options and save money

ACA Qualified Plans

Open Enrollment November 1- December 15 | Special Enrollment Available Year-Round

Approval is guaranteed regardless of health

No exclusions for pre-existing conditions

Unlimited lifetime benefits

Tax credits/subsidies may be available (please call for details)

Lower Cost Alternatives* to "Obamacare" |

Available Year-round

Short Term Plans

  • Looking for a lower cost health plan?
  • Available year-round!
  • Valid up to 36 months!
  • $30/40 co-pays for doctor visits

*Does not qualify as the minimum essential coverage required by The Affordable Care Act (ACA)

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United Healthcare's "Copay Select Max Plan"

Available now!

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Indemnity Plans

First dollar coverage for doctor visits, prescriptions, accidents, and more. These plans pay 200% to 300% compared to Medicare Physician Fee Schedules!

  • $100,000, $250,000, and $1,000,000 calendar year limits plans available.

  • PHCS is the preferred PPO network. (http://www.phcs.com)

Christian Share Plans

An ACA exempt alternative to “Obamacare”

*Does not qualify as the minimum essential coverage required by the Affordable Care Act (ACA)

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