Lower Cost Alernatives Available Year Round!

Let's Map Out The Changing Landscape of Health Care

In the old days, health insurance was something you chose and stuck with for years. Today, there have been numerous modifications to the different plans available, and the accessibility of those plans differ depending on state, county, or parish. These changes can seem confusing, and that is why having a licensed health insurance agent can ease the stress of finding and choosing the right coverage for you and your family.

At Michael Dunbar Insurance, we make it a point to contact each of our clients personally at least once a year to reexamine coverage and any changes made over the past year. Health insurance packages shouldn’t be on the forefront of your mind everyday – they should just work when you need them to.

Contact Us For A Free Quote

Qualified ACA Major Medical Plans

Available during the annual enrollment period (November 1 – December 15) or a “special enrollment” (contact us for details).

These Plans:

  • Provide unlimited lifetime benefits
  • Cover all pre-existing conditions
  • Guarantee approval regardless of health issues
  • Tax credits ("subsidies") available based on estimated household income
  • Include all of the "essential health benefits" as required by the Affordable Care Act (ACA)
  • These plans are network specific, so its important we confirm that your doctor(s) will accept it

Learn more about your options and save money

Lower Cost Alternative Health Plans - Available Year-Round!

These plans can be custom-designed to fit your needs. This provides a lot of flexibility to reduce your premiums/deductibles, and in most cases, you can choose any doctor or hospital.

Five Plans Available Now:

  • First dollar coverage for doctor visits, prescriptions, accidents, and more. 
  • $100,000, $250,000, and $1,000,000 calendar year limits plans available
  • PHCS is the preferred PPO network PHCS.com
  • Do you have a Pre-existing condition, no coverage, and cannot wait for “open enrollment”? Check out  “Aliera Care Gold” – It is available year-round and provides up to $20,000 in benefits for pre-existing conditions during the first year!
  • www.alierahealth.com/MDunbar

Need different types of insurance?

Life Insurance

Dental & Vision Insurance

Group Health Insurance

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