An indexed universal life insurance (IUL) is a tremendous strategy to both protect your family and build a nest egg and/or retirement income. It combines a high rate of return, tax advantages, and no risk of ever incurring a loss. In simple terms, you “over-fund” the policy which will help expedite your accumulation of cash value. It is a flexible premium, therefore you can add or subtract as it fits your budget moving forward. Call today for a free consultation!